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  • I Knew Zero Code

    I mean it literally. I didn’t know what code was.

    When I say “zero,” people imagine a beginner who at least knows what a variable is. I didn’t. I had a computer at home used for reading news, listening to music, and answering emails. That was its full job description.

    Then one night I asked myself a strange question: can AI teach me something? At my age, I can’t walk into a classroom and sit next to Gen Z students. But maybe a machine would have me.

    The first question

    My first conversation was with ChatGPT. My first question wasn’t “teach me programming.” It was practical, almost rude in its directness: I want to convert a TradingView indicator to MT5 so I don’t have to watch two screens. Can that be done?

    The AI said yes — and did it.

    So I asked the next question: If that’s possible, can I enter trades automatically instead of clicking by hand?

    The AI said yes again.

    That’s how it started. Not with a course. Not with a textbook. With two questions from a man who didn’t know what code was.

    The 2 a.m. classroom

    I have no teacher and no classroom. What I have is old age: I sleep badly, wake up around 2 a.m. completely alert, and sit down to finish what yesterday left undone. The free tier helps with discipline — when your questions run out, you stop, whether you want to or not.

    Every night, the same ritual. Ask. Copy. Paste. Break something. Ask why it broke.

    Ninety-nine percent

    Let me be precise about the division of labor: the AI did 99% of the work. I copied and pasted. And my real contribution — the 1% — was asking what I call “de-dumbing” questions: What does this line of code actually mean? Why does it have to be there? If I remove it, what breaks in the whole system?

    The AI never laughed. It explained, again and again, until a 60-year-old civil engineer understood.

    Theory is theory

    I was overjoyed when my first EA was born. The Strategy Tester drew a beautiful climbing curve — $3,000 becoming $94,000 on the screen. It felt like magic.

    “My first backtest: $3,000 → $94,000. Beautiful — and a lie.”

    Then reality: forex is brutal. Win three trades, give one back. None of those early bots ever brought home a profit. Theory is theory. The market doesn’t read backtests.

    “Reality doesn’t read backtests.”

    The same instinct later built the Shitcoin Radar: hundreds of new tokens appear every minute, and nobody can tell which are real and which are spam. So I built a machine to look.

    What “zero” actually looked like

    Zero looked like a man at 2 a.m., asking a machine to explain a single line of code like he was five years old — and the machine answering, patiently, every time.

    I still can’t write code from scratch. What I learned is something else: how to ask, how to persist, and how to tell the difference between a beautiful curve on a screen and money in an account.

    The tool did the heavy lifting. I take credit for exactly one thing: I showed up.


    Next: My First 100 Stupid Questions — the dumbest question that unlocked everything.

  • Nasdaq-Listed Strive Acquires 335 Million USD in Bitcoin Following Warrant Exercise

    Nasdaq-Listed Strive Acquires 335 Million USD in Bitcoin Following Warrant Exercise
    Original illustration by Vetting Smart.

    Confirmed Facts

    A Nasdaq-listed Bitcoin holder, identified as Strive, has purchased 335 million USD in Bitcoin. This acquisition follows a capital influx of 369 million USD generated by warrant holders exercising their options. Additionally, the entity has disclosed plans for a 630 million USD sale of 15% preferred stock.

    Possible Implications

    The successful exercise of warrants by investors may indicate sustained confidence in the entity’s strategy to hold digital assets on its balance sheet. If the planned 630 million USD preferred stock sale is fully realized, it could significantly increase the firm’s liquidity, potentially allowing for further expansion of its Bitcoin holdings or other corporate initiatives.

    Source Limitations

    The provided excerpt does not specify the exact quantity of Bitcoin purchased or the average price per coin at the time of the transaction. It fails to identify the specific warrant holders or provide a definitive timeline for the proposed 630 million USD preferred stock sale. Furthermore, the text does not clarify the intended use of the remaining 34 million USD from the warrant exercise that was not immediately directed toward the Bitcoin purchase.


    Source: Decrypt. Analysis based on the RSS excerpt.

    Read more on Vetting Smart Blog

    Published: 19/10/2026 – 22:00 (UTC)

  • Crypto Vault Deposits Exceed 10 Billion USD Amid Institutional Interest and Lending Risks

    Crypto Vault Deposits Exceed 10 Billion USD Amid Institutional Interest and Lending Risks
    Original illustration by Vetting Smart.

    Confirmed Facts

    Total deposits within crypto vaults have surpassed 10 billion USD. These assets are primarily concentrated in curator-managed lending strategies, which are reportedly attracting significant institutional capital. However, these investment vehicles expose depositors to several categories of risk, specifically involving collateral, liquidity, and smart-contract vulnerabilities.

    Possible Implications

    The growth of crypto vault deposits to over 10 billion USD suggests a strengthening institutional appetite for managed yield products despite the inherent risks of decentralized infrastructure. If smart-contract or liquidity risks are realized, it could result in substantial losses for institutional participants, potentially prompting the regulatory scrutiny mentioned in the report’s title.

    Source Limitations

    The provided excerpt does not identify the specific platforms, curators, or institutional investors contributing to the 10 billion USD total. It fails to define the exact nature or origin of the regulatory scrutiny mentioned or provide a specific timeline for when the deposit milestone was reached. Furthermore, the text does not quantify the specific level of exposure across different risk categories.


    Source: CoinDesk. Analysis based on the RSS excerpt.

    Read more on Vetting Smart Blog

    Published: 19/10/2026 – 10:00 (UTC)

  • Qubic Halts Network Operations Following Exploitation of 1,400 Wallets

    Qubic Halts Network Operations Following Exploitation of 1,400 Wallets
    Original illustration by Vetting Smart.

    Confirmed Facts

    Qubic has suspended its network operations after an attacker successfully drained approximately 1,400 wallets. The exploit is attributed to the use of weak seeds. Reports indicate that 87.1% of the stolen assets remain on-chain, while the remaining portion has been frozen by the cryptocurrency exchange MEXC. Network validators are currently preparing to vote on a formal recovery plan.

    Possible Implications

    If the validator vote fails to reach consensus, the restoration of network functionality and the recovery of assets could be delayed. This incident may underscore the necessity for enhanced security standards and seed generation protocols within the ecosystem to mitigate future vulnerabilities.

    Source Limitations

    The provided excerpt does not state the total monetary value of the stolen assets. It fails to define the technical parameters of weak seeds or provide a specific timeline for the validator vote and the subsequent network restart.


    Source: Cointelegraph. Analysis based on the RSS excerpt.

    Read more on Vetting Smart Blog

    Published: 19/10/2026 – 04:00 (UTC)

  • Spot Bitcoin ETFs Record Nearly 1 Billion USD in Net Outflows Over Two-Week Period

    Spot Bitcoin ETFs Record Nearly 1 Billion USD in Net Outflows Over Two-Week Period
    Original illustration by Vetting Smart.

    Confirmed Facts

    Bitcoin exchange-traded funds (ETFs) recorded a net outflow of 228.6 million USD during the most recent week. This follows a reported 681.1 million USD drain in the preceding week. Collectively, these figures represent a total outflow of nearly 1 billion USD over a fourteen-day period. The report characterizes the performance of these products during the current month as being deep into the red.

    Possible Implications

    If the trend of multi-hundred-million-dollar weekly outflows persists, it could suggest a sustained cooling of interest in spot Bitcoin investment products. The shift toward significant outflows during this period might indicate that broader market factors are currently outweighing historical seasonal performance expectations.

    Source Limitations

    The provided excerpt does not provide a breakdown of flows by specific ETF issuers or individual fund brands. It fails to identify the exact calendar dates for the weeks mentioned or provide data regarding total assets under management. Furthermore, the text does not establish the specific macroeconomic or technical catalysts responsible for the recorded outflows.


    Source: Decrypt. Analysis based on the RSS excerpt.

    Read more on Vetting Smart Blog

    Published: 18/10/2026 – 22:00 (UTC)

  • Built at 60 — The Series

    One retired engineer. One computer. Eleven parts. No guru promises.

    On 31/12/2025, my company went bankrupt. I was 59, with 35 years of civil
    engineering behind me — and nowhere to go in the morning.

    I knew zero code. Then I met AI. This series is what happened next: what I
    built, what broke, what it actually cost, and who I became along the way.

    No income claims. No “anyone can do it.” Just one true story, told in
    eleven parts, one per day.

    New here? Start at Part 1 👇

    [https://www.vetting-smart.top/i-retired-at-60-then-i-started-over/]


    Act I — The Beginning

    1. I Retired at 60. Then I Started Over.
    Retirement as a beginning, not an ending. The empty calendar, the three hard
    months, and the decision to build instead of rest.
    [https://www.vetting-smart.top/i-retired-at-60-then-i-started-over/] · Live 19/10

    2. I Knew Zero Code
    The blank screen at age 60. First contact with code and AI, and the discipline of showing up every day.
    Part 2 is live :[https://www.vetting-smart.top/i-knew-zero-code/]

    3. My First 100 Stupid Questions
    The dumbest question that unlocked everything. Asking well turned out to be
    the skill itself.
    Part 3 is live: [https://www.vetting-smart.top/my-first-100-stupid-questions/]

    Act II — The Building

    4. I Built the Machine
    From doing tasks by hand to building systems that do them — workflows, agents,
    a VPS. The engineer’s shift.
    Part 4 is live:[https://www.vetting-smart.top/i-built-the-machine/]

    5. I Built a Website for $2 (None of It Mine)
    A $5 broker gift became a live website: $1 domain + $1 hosting. Not to get
    rich — the joy of working in my twilight years.
    Part 5 is live:[https://www.vetting-smart.top/i-built-a-website-for-2-none-of-it-mine/]

    6. What It Actually Cost
    The “$0” myth vs the real ledger: VPS fees, domains, and the hours nobody
    counts. Line by line, honestly.
    Coming 24/10

    Act III — The Hardest Build

    7. From Zero to an EA on a VPS
    The trading journey in one arc: the bug that lied to me, 11.75 years of
    backtesting, and an EA now running live — untouched.
    Coming 25/10

    Act IV — The Human

    8. I Publish in English. It’s Not My Language.
    Every word you read was written in a language I don’t speak. The ideas are
    mine. The English is borrowed. Both are disclosed.
    Coming 26/10

    9. My Workday Starts at 1 AM
    While the city sleeps. The 1–2 AM rhythm, honestly told — discipline designed
    like a structure.
    Coming 27/10

    10. A Civil Engineer Builds Systems — Even in Markets
    Foundations, load testing, safety margins. What 35 years of engineering taught
    me about markets, machines, and myself.
    Coming 28/10

    Epilogue

    11. The Easiest Way to Support an Old Man’s Work
    The ask — earned by the story, carried by humor. It costs you nothing extra.
    It keeps me building.
    Coming 29/10


    This page updates daily as new parts go live. Want each part in your inbox?
    [Newsletter signup link] — one email per part, no spam, unsubscribe anytime.

    We vet tokens. We vet systems. We vet ourselves.

  • I Retired at 60. Then I Started Over.

    I didn’t get a gold watch. I got a bankruptcy notice.

    On December 31, 2025, the company I worked for shut down — another casualty of hard economic times. I was 59 years old, with 35 years of civil engineering behind me, and suddenly nowhere to go in the morning.

    The first five years, I was a contractor building residential houses with my own crew — hands in the concrete. Then I joined a company and worked my way up to construction director: sites, schedules, steel, people. For three decades, my days had a shape. The office. The computer. The site.

    Then, overnight, the shape was gone.

    The three empty months

    The first three months were the hardest. Not the money — the habit. I missed sitting at a computer. I missed having something to solve. Retirement brochures show old men fishing. I was staring at a blank calendar, feeling useless.

    So I did what engineers do: I investigated. I opened a computer and typed my first questions to an AI — clumsy, honest questions: I want to build this — where do I start? How does it work? Explain this code to me like I’m a regular person, not a programmer.

    The AI answered. Patiently. At 2 a.m. At 5 a.m. Never tired, never condescending.

    “Too late” is a story, not a fact

    Everyone says 60 is too late to start. That’s a story — not a fact. A fact is: I knew zero code. A fact is: I asked my first naive question in early 2026. Another fact: by June, I had built the first crude versions of a crypto vetting tool. By early September, it was a real beta — running on the web, as an Android app, on a VPS.

    The tool became the Shitcoin Radar. The Radar became Vetting Smart. Then came automation workflows, AI agents, and eventually a trading EA now running live on a VPS, which I promised not to touch for six months.

    None of that was the plan. The plan was just: don’t sit still.

    The only claim I’ll make

    I won’t promise you results. I won’t tell you it’s easy, or that you’ll get rich, or that age doesn’t matter. Here’s the only claim in this whole series:

    I began.

    At an age closer to earth than sky, I can’t go back to school and sit in a classroom. But learning everything from my “teacher” — the AI — is the happiest thing in my life right now.

    Over the next few days, I’ll show you exactly what I built, what broke, what I learned, and what it cost — in that order. No guru promises. Just one retiree, one computer, and a machine that never sleeps.


    We vet tokens. We vet systems. We vet ourselves — starting with the story that it’s too late.

  • Stablecoin Payment Volumes Reach 482 Billion USD Amid Major Payment Network Integrations

    Stablecoin Payment Volumes Reach 482 Billion USD Amid Major Payment Network Integrations
    Original illustration by Vetting Smart.

    Confirmed Facts

    According to data from analytics firm Allium, stablecoin payment volumes have reached 482 billion USD year-to-date. This represents a 45% increase in transaction activity. The growth in volume is attributed to a surge in card-based spending and the active integration of cryptocurrency payment rails by global financial service providers, specifically Visa, Mastercard, and Stripe. While payment utility has increased significantly, the underlying supply of stablecoins is reported to have stalled.

    Possible Implications

    The 45% surge in payment volume occurring alongside a stalling supply suggests an increase in the velocity of stablecoins, where existing assets are being used more frequently for transactions. If global payment firms continue to expand crypto-to-cash bridges, it could accelerate the transition of digital assets from speculative holdings to functional retail tools. This development might indicate that stablecoins are becoming more deeply embedded in legacy financial infrastructure regardless of total market capitalization growth.

    Source Limitations

    The provided excerpt does not define the specific technical metrics used by Allium to distinguish “payments” from other types of on-chain transfers. It fails to provide a breakdown of volume by specific stablecoin assets or geographical regions. Additionally, the text does not establish the exact timeframe for the year-to-date calculation or provide quantitative data regarding the stalled supply levels mentioned in the report.


    Source: CoinDesk. Analysis based on the RSS excerpt.

    Read more on Vetting Smart Blog

    Published: 18/10/2026 – 16:00 (UTC)

  • Fidelity Highlights Solana Network Resilience and Infrastructure Centralization Risks

    Fidelity Highlights Solana Network Resilience and Infrastructure Centralization Risks
    Original illustration by Vetting Smart.

    Confirmed Facts

    A recent assessment indicates that the Solana network has operated without any reported mainnet outages for a period of two years. According to the findings, while the network demonstrates operational resilience, certain structural factors require ongoing observation. These factors include concentrations in stake distribution, hosting infrastructure, and client software.

    Possible Implications

    The achievement of two years of uptime may bolster institutional confidence in Solana’s operational stability for decentralized applications and high-frequency transactions. However, if concentrations in hosting and stake remain high, it could potentially introduce centralized points of failure or increase susceptibility to external censorship. Increasing the diversity of client software might be a critical step in mitigating the risk of future network-wide disruptions caused by bugs in a single software implementation.

    Source Limitations

    The provided excerpt does not specify the quantitative thresholds used to define “concentration” in stake or hosting. It fails to identify the specific report title or the exact date of its publication. Furthermore, the text does not provide a breakdown of the current percentage of nodes running on specific hosting providers or the number of distinct client versions currently in use.


    Source: Cointelegraph. Analysis based on the RSS excerpt.

    Read more on Vetting Smart Blog

    Published: 18/10/2026 – 04:00 (UTC)

  • Defend American Jobs PAC Increases Spending Against Sherrod Brown to Over 46 Million USD

    Defend American Jobs PAC Increases Spending Against Sherrod Brown to Over 46 Million USD
    Original illustration by Vetting Smart.

    Confirmed Facts

    According to a recent FEC filing, Defend American Jobs, an affiliate of the crypto-focused super PAC Fairshake, has disclosed approximately 7 million USD in additional advertising expenditures directed against Ohio Senator Sherrod Brown. This latest allocation brings the group’s total spending against the incumbent to over 46 million USD. The report also indicates that the PAC has recently expanded its strategic map to include 32 distinct House races across the United States.

    Possible Implications

    The concentration of over 46 million USD into a single Senate contest may suggest that industry-aligned political organizations view the Ohio seat as a high-priority target for altering the federal regulatory climate for digital assets. If the PAC’s expansion into 32 House races proves effective, it could result in a significant shift toward a more crypto-friendly legislative body, potentially impacting future financial policy and oversight. Such high-value expenditures demonstrate the substantial financial resources currently being leveraged by digital asset stakeholders to influence the composition of the U.S. Congress.

    Source Limitations

    The provided excerpt does not specify the exact dates when the 7 million USD in advertisements were purchased or aired. It fails to identify the specific 32 House races mentioned or the candidates the PAC is supporting in those districts. Additionally, the text does not provide a breakdown of the specific donors funding Defend American Jobs or the technical messaging strategy employed in the advertising campaigns.


    Source: Decrypt. Analysis based on the RSS excerpt.

    Read more on Vetting Smart Blog

    Published: 17/10/2026 – 22:01 (UTC)